Tessa struck the door again.
“I heard that, Cole.”
He froze.
I held up my phone.
The call timer was still moving.
“You heard all of it?” I asked.
“Enough.
Open the door.”
Cole reached beneath the table and disconnected the call.
“She misunderstood.”
“You said you would take my baby.”
“I said we would protect her.”
“Open the door,” Tessa called, “or I’m calling the police.”
Darla grabbed Cole’s sleeve.
“Let her go.
This wasn’t the plan.”
“What was the plan?” I asked.
Darla looked at the floor.
Cole unlocked the door.
Tessa entered with her phone raised, its camera pointed directly at him.
“Move away from Rachel.”
“This is a private family matter.”
“You locked a pregnant woman in a room.”
“She was throwing things.”
“I threw paper cups.”
Cole pointed toward the scattered cups.
“Look at this.
She’s unstable.”
Tessa lowered her phone just enough to take my hand.
“Get your coat, Rachel.”
“You’re not taking her anywhere,” Cole said.
“Try stopping us while I’m recording.”
His jaw tightened, but he stepped aside.
I reached for the documents.
Cole swept them behind his back.
“The papers stay here.”
Tessa lifted her phone again.
“Hold them up, Cole.
Let the camera see what you’re hiding.”
Darla pulled the stack from his hands.
“Give them to Rachel,” she said.
Cole stared at her.
“Whose side are you on?”
“I don’t know anymore.”
“That answer is ten months too late,” I said.
Darla held out the pages.
My fingers shook so hard that Tessa had to take them for me.
“Come with me,” she said.
“We’ll read them somewhere safe.”
Cole followed us into the hall.
“If you leave, don’t expect to come back.”
I stopped beside the photographs from our wedding.
“This house belonged to my father.”
“And I’m your husband.”
“Not for much longer.”
His face changed.
“You’ll regret saying that.”
Tessa opened the front door.
“Threatening her on camera is a strange legal strategy.”
We drove straight to the office of Miriam Hale, the lawyer who had handled my father’s estate.
Tessa called her from the car, and Miriam agreed to meet us despite the late hour.
Miriam read each page without speaking.
Then she removed her glasses.
“Rachel, did you authorize Cole to apply for a loan last month?”
“No.”
She turned the document toward me.
“This reference number belongs to an existing application.”
“I thought he needed my signature.”
“He needs it to complete the final release.
But someone has already signed the preliminary forms in your name.”
Tessa leaned forward.
“Can the bank stop it?”
“If we reach the fraud department before funds are released.”
Miriam called the number printed on the application and put the conversation on speaker.
A bank representative answered.
“The loan is scheduled for final verification at nine tomorrow morning.”
“This is Miriam Hale, counsel for the property owner.
My client did not authorize that application.”
There was a pause.
“Ms.
Hale, the digital application passed identity verification.”
“I’m sitting beside the owner.
She says it was forged.”
The representative’s voice became guarded.
“Then she must attend the branch in person.
The co-applicant has already submitted supporting evidence claiming she is mentally unfit to manage the property.”
I gripped the edge of Miriam’s desk.
“Who submitted it?” I asked.
Keys clicked at the other end.
“The affidavit was signed by Darla Mercer,” the representative said.
“Your mother.”